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    • Home
    • Products
      • For banks
      • For depositors
      • For partners
      • Secondary market
    • Team
    • Flows
  • Home
  • Products
    • For banks
    • For depositors
    • For partners
    • Secondary market
  • Team
  • Flows

For depositors.

Pooled fixed deposits.

Proprietary fixed deposits.

Proprietary fixed deposits.

Earn the same high interest rates 

as big ticket depositors.


  • $US1000 minimum & multiples thereof ticket size.
  • $US10,000 minimum pool size.
  • 8.00%+ APR ($US denominated).
  • Pre-maturity liquidation secondary marketplace.
  • Best for ordinary and medium net worth individuals.

Proprietary fixed deposits.

Proprietary fixed deposits.

Proprietary fixed deposits.

Earn uncorrelated & adventurous 

private sector bank interest rates.


  • $US10,000 & multiples thereof ticket size.
  • 10.00%+ APR ($US denominated).
  • Built-in risk mitigation and compliance. 
  • Pre-maturity liquidation secondary marketplace.
  • Best for high-net-worth individuals.

Hedged sovereign debt.

Hedged sovereign debt.

Hedged sovereign debt.

Earn uncorrelated & adventurous 

central bank interest rates.


  • $US10,000 & multiples thereof ticket size.
  • 9.00%+ APR ($US denominated).
  • Built-in risk mitigation and compliance. 
  • Pre-maturity liquidation secondary marketplace.
  • Best for single-family offices.

Hedged private credit.

Hedged sovereign debt.

Hedged sovereign debt.

Earn uncorrelated & ultra-high yield 

30-day commercial paper rates.


  • $US10,000 and multiples thereof experimental ticket sizes.
  • 108.00%+ APR ($US denominated).
  • Built-in counterparty due diligence. 
  • Pre-maturity liquidation secondary marketplace.
  • Best for risk & growth oriented funds.

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Copyright © 2025 Flow inc. 2055 Limestone Road, Suite 200 C, Wilmington, DE, Newcastle, USA, 19808. - All rights reserved. 


WIPO utility patents PCT/KE2025/050003,4,10 pending. We defend IP.

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